Moreover, they may find it difficult to defer gratification or, as economists like to put it, they use hyperbolic discounting.

此外，他们会发现推迟享乐很困难，就像经济学家用双曲线贴现假设的那样。

youdao

He has concentrated on the psychology of saving and developed the idea of "hyperbolic discounting", where individuals have a lower discount rate for events far into the future than for closer times.

他致力于储蓄心理学的研究，阐述了“双曲线贴现率”概念。根据这种概念，个人为遥远将来的事件利用的贴现率低于为较近期事件利用的贴现率。

youdao

Most of the contributors to the new book agree that this peculiar irrationality stems from our relationship to time—in particular, from a tendency that economists call "hyperbolic discounting."

这本新书中大部分的作者都同意，这种怪异的非理性源自于我们和时间的关系，尤其是一种被经济学家们称作“双曲贴现”的现象。

youdao

Economists call this hyperbolic discounting.

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We humans are subject to hyperbolic discounting, not taking full account of long distant future costs for current pleasures, sometimes those running the public health system really do know more than us, there are externalities associated with these behaviours (late night drunks, passive smoking and the visual pollution of someone 300 lbs overweight perhaps).

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This suggests that hyperbolic temporal discounting may be causing us to save 30% less than we otherwise would be.

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