In addition, the securityofonlinetransactionsishidden, users aremostworried aboutwas beingmaliciousinvasion ofprivacyandtheft of bankaccount numberandpassword.
One reason that the phishers' tactics are increasingly effective: Instead of directly asking for bankaccount information in scam e-mails or on Web sites, cybercriminals are using hidden malicious software downloaded to users' desktops that monitors their online activities and records bank codes, Litan says.