If children are to grow up to be successful savers and investors, they need to learn two key skills: how to delay gratification and how to take risks prudently.

如果想让孩子成长为成功的储蓄者和投资者，他们需要掌握两个关键技能：如何推迟满足自己，以及如何审慎地冒险。

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According to her report, super savers delay gratification, have no impulse buys, have an absolute avoidance of debt, automate their savings, and are flexible.

根据她的报告，超级储蓄者延迟满足他们自己，没有购物的冲动，绝对避免债务，自动化他们的储蓄，并且是灵活的。

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Both groups can delay gratification if a bigger reward is on offer, but only for a few seconds.

它们二者都能在有着巨大奖励的时候延迟满足欲，但这只能保持几秒。

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Later, I emailed Walter Mischel, the world's leading expert on how children learn to delay gratification.

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Others lack the discipline to delay gratification, thus squandering earnings before they become wealthy.

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In particular, mental accounting is one way in which we strengthen our ability to delay gratification.

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