Pooling of premiums could be expanded up to the provincial level, which would make insurance companies and funds more capable of negotiating good deals with service providers.

可将保费统筹扩大至省级，以增强保险公司和保险基金的谈判能力，以便与医疗单位达成良好安排。

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As a second clear conclusion, prepayment schemes, with pooling of funds and the sharing of risks, are put forward as the most equitable way to finance health care.

第二项明确结论是，用于汇集资金和分担风险的预付计划是最公平的卫生保健筹资方式。

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Insurers, just like mutual funds, are providing risk pooling for you.

保险公司和共同基金一样，为客户提供风险汇聚服务。

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