If you have foreign currency notes, bills of exchange and checks, you can consign a business office of Bank to handle collection or discount.

如您持有外币本票、汇票及支票等，可委托银行的营业网点办理托收或贴现。

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But because of the nature of the remittance and collection are of commercial credit, must be risked for exporters large foreign exchange risks.

但是因为汇付与托收的性质都是属于商业信用，对于出口商来说必须要冒着较大的收汇风险。

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The main factor collection, the renminbi appreciation expectation, the foreign trade policy and foreign exchange system, etc. are the sources for China's foreign exchange reserve excess.

要素集聚、人民币升值预期、外贸政策和汇率制度导向等是我国外汇储备过剩的深层次因素。

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