During the WTO transitional period, we will confront the regulated floating interest rate system, which would be both a challenge and an opportunity to the small and medium sized Banks.
在WTO过渡期内，我国将实行管理浮动利率制。对中小银行而言，这既是挑战，也是机遇。
At present, China's floating interest rates on housing loans to individuals of the system, namely, commercial Banks in accordance with market interest rates on loans annually adjusted interest rate.
目前，我国对个人住房贷款实行浮动利率制度，即商业银行每年根据市场利率情况对房贷利率进行相应的调整。
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