Make sure you understand the difference between variable and fixed rate loans.

让你了解不同的可变和固定利率贷款。

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But since the start of 2004, the share of fixed-rate loans being taken out has risen from 30% to 70%.

但自从2004年初，固定利率贷款的份额从30%上升到70%。

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Ninety-five percent of borrowers who did refinance in the second quarter chose fixed-rate loans, Freddie Mac said.

第二季度百分之九十五再融资借款人选择固定贷款率，Frddie Mac说。

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Based on that, many companies have refinanced their floating rate debt into fixed rate loans.

FORBES: Are Floating Rate Funds The Wrong Answer To Rising Rates?

However, one of the biggest mortgage lenders, the Nationwide building society, cut some of its fixed rate loans for new borrowers by up to 0.3%.

BBC: Mortgage lending hits 33-year low

These hedges effectively convert these variable rate bank loans into fixed rate loans, better matching the interest expense from the loans to the income from the landfill gas projects they finance.

FORBES: Ameresco's Hedge Hurts Heads, Ho-Hum