The average conforming 30-year fixed mortgage rate dropped to 4.75%, the research group said.

该集团表示，30年按揭贷款平均签约利率降至4.75%。

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Borrowers with a big mortgage should go for a fixed rate.

有大额抵押贷款的借款人应选择固定利率。

《柯林斯英汉双解大词典》

For people buyinga house or a car, mortgage, lenders have offered fixed-rate and variable loansfor decades.

抵押借贷公司已经为购房、购车人提供固定和浮动利率贷款几十年了。

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In America,the traditional way to finance a home purchase is with a thirty-year, fixed-rate mortgage loan.

VOA: special.2011.01.24

According Freddie Mac's weekly survey of mortgage rates, the rate for a 30-year fixed-rate mortgage has been at or below 4% for the past nine consecutive weeks and only twice in 2011 did it average above 5%.

WSJ: Mortgage Rates End Year Under 4%

Earlier this week, the Council of Mortgage Lenders said the main effect of FLS so far was to make fixed-rate mortgage deals, which account for about two-thirds of all new mortgage borrowing, a bit cheaper than before.

BBC: Bank of England

The firm noted the rate for a 30-year fixed-rate mortgage during the period matched its all-time low, making it the fifth straight week the rate has averaged below 4%.

WSJ: Mortgage Rates Hold Near Lows