loan five-level classification 贷款五级分类
risk-based five-category loan classification 贷款风险的五级分类
First, the article sees about the classification of loans, describing the five processes which arise bad loans in normal loan activities. and analyze the causes for our commercial bank bad assets.
首先，从考察贷款分类入手，描述了正常贷款生成不良贷款的五个区间过程，分析了我国商业银行不良资产的成因。
The current of subdivision of five class loan classification in domestic Banks appeared recently, and the basis of bank credit management has been greatly changed, so it has got general concern.
近期我国出现五级贷款分类细化的趋势，银行信贷管理的基础发生较大变化，因此受到普遍关注。
Through the investigation, many problems are found on the five-grade loans classification, maybe incorrect provisions are set aside for loan losses.
调查中发现五级分类目前还存在问题，贷款损失准备计提的基础不牢靠。
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