As we return to a more normal credit market, there will simply be less money to finance a boom, as house prices adjust to the availability of credit.

随着我们回归一个更为正常的信贷市场，支撑市场繁荣的资金自然会更少，因为房价会根据信贷资金的充裕程度进行调整。

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That forms part of a broader slump in the housing market, in which turnover is shrinking because mortgage finance has dried up and house prices are tumbling (see article).

由于抵押贷款资金的枯竭以及房价的大幅跌落（见文中），房地产业的营业额下降；

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Our bad behavior spending spree was gleefully enabled by a wallet full of credit cards and bankers ever so happy to endlessly re-finance your house for amounts exceeding its market value.

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