The Clinton plan is, however, more explicit about affordability, promising to limit insurance costs as a percentage of family income. And it also seems to include more funds for subsidies.

希拉里的计划更明确提出保费支出要限制在家庭收入的一定比例内，并可能筹措资金补贴他们。

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The voters of each state can then decide how much assistance for the purchase of health insurance to provide each family at different income levels.

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They have sent out 16-page questionnaires to some 3.8m long-term unemployed and welfare recipients, asking for information about everything from the income of other family members and personal savings to health insurance and special dietary needs.

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For instance, the penalty will be waived for people with very low incomes who are members of certain religious groups, or who face insurance premiums that would exceed 8% of family income even after including employer contributions and federal subsidies.

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