What if we had the right to have inaccurate data corrected (as we do with credit-reporting agencies under the Fair Credit Reporting Act)?

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According to FTC.gov, under the Fair Credit Reporting Act, all individuals are guaranteed to receive one free credit report every twelve months from three nationwide credit reporting agencies: Experian, Equifax, and TransUnion.

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The bankers argue that the affiliate sharing restrictions are plainly preempted by the federal Fair Credit Reporting Act.

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