Sherman Grome drained off the assets of Equity Mortgage Management shares into his own pocket and the pockets of his friends.

谢尔曼·格罗姆使证券交易委员会的资金流进自己以及朋友的腰包。

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The downside is the 100% equity mortgage loans are similar to standard loans, since the buyer is placing his home up for collateral.

坏处是100%的股权抵押贷款类似贷款的标准，由于买方是把家里作抵押。

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A landowner who already holds land subject to a mortgage may wish to hypothecate his equity.

已经拥有被按揭抵押土地的所有人可能会希望抵押他的平衡法权益。

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So far, the cuts in fees apply mainly to one type of reverse mortgage: the plain-vanilla fixed-rate "home-equity conversion mortgage, " which is backed by the Federal Housing Administration and is paid out to the borrower as a lump sum.

WSJ: Reverse Mortgages Now Look Cheaper

Nearly all RMs are insured by the Federal Housing Administration through its Home Equity Conversion Mortgage (HECM) program.

FORBES: Reverse Mortgages Fall Short of Their Potential, Says a New Government Report

With the goal of flattening the yield curve, the Fed may scoop up Treasuries in the hope of reigniting the equity and mortgage markets.

FORBES: 4 Catalysts To Boost Equities