By the end of last year, the young teacher who was thirsty for knowledge had been abroad for further study for two years.

到去年年底，那位求知若渴的年轻教师已经出国深造两年了。

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The results are affected by pre-stocking at the end of last year in reaction to the excise duty hike.

由于消费税提高，去年年底的预库存影响了结果。

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By the end of last year, one-in-five sub-prime borrowers were in arrears on their home loans.

到去年年底，高达五分之一的次级抵押贷款借款者拖欠房贷。

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As for how long the recession will last, Bryson predicts that the economy could turn positive by the end of the year.

VOA: standard.2009.03.18

According to the Federation of Korean Industries, the debts of the four biggest chaebol stood at 139.6 trillion won by the end of last year, down by only 15% from 165.1 trillion won at the end of 1998.

ECONOMIST: South Korea��s financial system has been wobbling once more

By the end of last year, they had climbed to 7.4%, and to 8.7% by the end of June.

ECONOMIST: South Korean banks

But the firm suggests that figure had dropped to less than 4% by the end of last year.

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