The present studies have paid attention to explain why its repayment rate is so high, yet have not compared the efficiency of group lending with other forms of credit.

但是 ，现有研究更多的是从不同角度来解释并不需要抵押或担保的团体贷款的还款率为何如此高 ，而忽视了团体贷款与个人贷款的效率的比较。

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“Everyone is in shock about what the new world is going to be, ” said V. John White, executive director of the Center for Energy Efficiency and Renewable Technology, a California advocacy group.

“每个人对新世界将变成什么样都感到震惊，”能源效率和可再生技术中心的执行董事V·约翰·怀特说。 这是一个加利福尼亚的支持者团体。

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At the pressure group Liberty, they are starting to try to realign public understanding of all this, away from efficiency and technology, towards much more fundamental stuff.

在自由党的压力下，他们开始试图让大众重新理解这些，不再强调学校工作效率和科技，而注重讲述更基础的东西。

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Importantly, this would not be a personnel move predicated on boosting the efficiency of a troubled group of quarterbacks.

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David Myers, who was York's chief executive and is now president of the building efficiency group at Johnson Controls.

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