They looked at the effect of divorce among peer groups on an individual's own risk of divorce and found a clear process of what the scientists called "social contagion".

他们关注同龄人个体离婚对自己离婚的影响，并发现了一个清晰的过程，科学家称之为“社会感染”。

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Mr Cagan's study considers only the effect of higher payments (ignoring defaults from job loss, divorce, and so on).

Cagan的研究只考虑更高的还款带来的影响忽略了因为失业，离婚等造成的拖欠。

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"Divorce effect" refers to the personal relation and the property relation of the persons concerned, and a series of law effects caused by the children raise as well.

“离婚效力”，是指离婚在当事人的人身关系、财产关系以及子女抚养等方面引起一系列的法律后果。

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However, the overall effect of this, as most anyone who has experienced a divorce can attest, is destruction of physical and financial wealth, and, especially when children are involved, personal hardships.

FORBES: The Social Deterioration of Funny, Floating Money