Banks with higher idiosyncratic volatility recorded lower deposit loan ratio, which reflects the effectiveness of internal governance of commercial Banks.

银行股价的非系统性波动与银行的存贷比具有显著的负相关关系，这也反映出银行内部治理的效果。

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With a relatively low loan-to-deposit ratio of 68 percent, Banks' propensity to lend seems intact.

由于存贷比位于68%这个相对较低的水平，银行放贷的倾向似乎仍然未变。

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Meanwhile Moody's, a ratings agency, reckons that the loan-to-deposit ratio for Chinese Banks is a modest 68%.

同期，信用评级公司Moody ' s推测中国的银行的存贷比率仅为68%。

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The overall loan-deposit ratio for the banking industry is the lowest it has been since 1984.

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But Mr. Osborne may wonder why Mr. King is saying this now, as RBS nears the end of a five-year restructuring that has seen it cut its balance sheet almost in half and reduce its loan to deposit ratio to a healthy 100%.

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In June, outstanding loans amounted to only 11 billion yuan, giving banks a yuan loan-to-deposit ratio of just 2%.

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