The interest rates in currency swaps can also be decided by the two parties, though they must be in line with the central bank's rules on deposit and loan rates, SAFE said.

外管局在声明中还指出，对于货币掉期的利率，可在符合央行关于存贷款利率规定的前提下，有交易双方自行协商决定。

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Deposit and loan interest rates, deposit and loan calculator, financial calculator and other services.

提供存贷款利率查询、存贷款计算器、理财计算器等服务。

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Revenues that Banks earn as compensation for risk-bearing - the spread between loan and deposit rates on their loan book - are accounted for as output by the banking sector.

作为风险承担补偿金的银行业所获收入(贷款账面上存贷款利差)被算做银行业产值。

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State-owned banks still dominate the financial sector and are kept profitable by a positive spread between loan and deposit rates dictated by government policy.

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In a perfect credit market, the spread between these two rates, the deposit and the loan rate, would be wafer thin.

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Borrowers can lower their interest rate by asking lenders to purchase certificates of deposit against their loan for rates of 4.25% or below, and credit unions guarantee the CDs.

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