In order to shed some light on the complete, factual story, we generated a statistical analysis, which was created using information from the Congressional Budget Office, the White House Office of Management and Budget, the U.S. Department of the Treasury, the Financial Management Service, and the National Bureau of Economic Research.

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National City , the Cleveland bank that, in the end, might become the poster child for the credit crisis, confirmed it was under a memorandum of understanding with the Office of the Comptroller of the Currency, the Treasury Department arm regulating national banks.

FORBES: Can Banking Shake The Crisis?

Congress, the Treasury Department, the National Association of Securities Dealers, the Securities and Exchange Commission and the Municipal Securities Rulemaking Board are weighing in, troubled by the fact that broker-sold plans may charge a load and often have annual expenses of more than 2%.

FORBES: An Expensive Education