Financial markets streamline the process of bringing together suppliers and demanders of funds, and they allow transactions to be made quickly and at a fair price.
金融市场使资金供求双方能有效地相互联系，并使交易按照公平的价格快捷地进行。
As the demanders and the suppliers of credit funds, companies and Banks both have an inclination to maximize their profits, thereby, a series of discredit problems arised in the process of credit.
企业与银行作为信贷资金的需求者与提供者，两者之间存在利益最大化倾向，从而在信贷过程中产生了企业失信和银行惜贷的问题。
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