To be sure, demand for loans has fallen as well as just supply;

可以肯定的是，企业对贷款的需求也同资金供给一样开始下降；

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The ECB survey showed, for instance, that far more banks said corporate demand for loans had decreased than increased.

欧洲中央银行的调查举例表明， 相当多的银行都说，企业对贷款需求的降低量远多于升高量。

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Tseng is good to point out that despite that change demand for loans is not there yet from buyers. But that may be changing as well.

Tseng很好地指出，虽然买家对贷款的需求还没有发生变化，但它也许就在变化。

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"There is huge demand for loans and large amounts of deposits, " he says.

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