In my case, as a portfolio manager of municipal bonds at TIAA-CREF, I get asked about investing.

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To make matters worse, the password I select at TIAA-CREF can only have 8-12 characters and it cannot have any special characters.

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The goal of this monthly column is to give readers some insights into the mind of the professional investor by highlighting some of the nuts-and-bolts issues I consider as a portfolio manager of municipal bonds at TIAA-CREF.

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