债权契约的
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creditor ' s contract 债权契约的
transferring contract creditor s rights 合同债权转让
creditor s contract
债权人合同
以上为机器翻译结果，长、整句建议使用 人工翻译 。
Debt-relief companies also can't charge a consumer until there's a written contract in hand and at least one payment has been made to a creditor.
WSJ: Sorting Out Debt-Relief Promises
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