To establish an early-warning mechanism on Commercial Bank credit risks is most important part to avoid relevant risks, and to evade the explosion of Commercial Bank t credit crisis.

建立商业银行信用风险预警机制是防范银行信用风险，避免发生银行信用危机爆发的重要措施。

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Mr. CORONA: A lot of the real lenders just have handcuffs on right now, and they will not lend to the banks, simply because they're unsure that if there's another run, another crash, another credit crisis, that they can't raise the money if they had to.

NPR: Credit Markets Take Time To Thaw

But don't be misled by stock market gloom and lurid headlines on the credit crisis.

FORBES: Why Stocks Stink

The mountain of unpaid credit-card charges and other debts accumulated during the financial crisis hasn't disappeared.

WSJ: Getting Going: When Bill Collectors Knock