The credit risk pricing model constructed in this paper belongs to the Intensity model Category.

构造了信用风险期限结构的框架性模型，属于强度模型流派。

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The credit risk pricing model constructed in this paper belongs to the intensity model category.

本文构造的模型属于强度模型流派。

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The system includes credit risk evaluation, credit risk measurement, credit risk pricing, credit risk control and credit risk culture.

该体系主要包括信用风险评估、信用风险度量、信用风险定价、信用风险控制和信用风险文化五个子系统组成。

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For instance, one European bank that operates in several countries has implemented a credit risk management system that enables it to use analytics to improve the pricing of its credit products.

FORBES: Risk Management Comes of Age

That starts with creating a consumer-credit culture in the first place, plus many of the things lenders take for granted in North America, like individual credit histories, and finely tuned risk-based pricing where the riskiest customers pay the highest interest rates, to cover expected losses.

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In this type of agreement, the partner institution owns the credit risk for the cards issued, handles customer relationships and is responsible for transaction authorization, billing and pricing.

FORBES: Quick Take