So credit default swap can reduce the concentration degree of credit risk in the prerequisite of not influencing the relationship with customers, therefore avoid the credit risks effectively.

因此，信用违约互换可以在不影响与客户的关系的前提下降低风险的集中度，从而有效回避信用风险。

youdao

Influencing factors of liquidity include asset and debt structure, the center bank policy, degree of money market development, credit risk and fluctuation of interest rate.

而流动性风险的影响因素主要有资产负债结构、中央银行政策、金融市场发育程度、信用风险和利率变动等方面。

youdao

Any assessment of the degree of SME credit risk relies on deep knowledge of the borrower.

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