Using land tenancy theory in the information economics, a consumer credit game model and finds an equilibrium solution is constructed.

运用信息经济学中的土地租佃理论，建立了消费信贷博弈模型，并求出了均衡解。

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And on this basis, it puts forward the thinking and suggesting of resolving credit rationing by means of quality signal game model and reputation theory.

并在此基础上，利用质量信号博弈模型和声誉理论的分析方法，提出了解决信贷配给的思路和建议。

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The game model of credit derivatives transaction is analyzed, and it is found that credit derivatives can enlarge the gain of both sides and achieve an equilibrium state.

通过对信用衍生品交易基本模型博弈进行分析，发现信用衍生品能扩大交易双方得益，使双方处于交易的均衡状态。

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