The selection of the evaluating index system is the key to enterprise credit assessment, which is essentially a feature selection problem.

评估指标体系的选取是企业信用评估的首要问题，它是一个特征选择问题。

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Finally, through constructing credit risk evaluating system of individual housing loan, the practicality of these methods was proved.

最后，通过个人住房贷款信用风险评估体系的建立验证了这些方法的实用性。

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