Therefore, if consumers agree with the district management authority of the ID card (credit) is impossible, too many disputes can only make money consumption ID card system could not be used.

因此，要使消费者认同小区管理的ID卡的权威性(即信用)是不可能的，太多的金钱纠纷只能使ID卡消费系统无法使用。

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The fast growth of personal credit consumption requests the bank to have perfect credit risk management system.

个人信贷消费的快速增长要求商业银行具有较为完备的信用风险管理体系。

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Therefore, as to auto consumption credit, we should establish a set of risk prevention system to prevent and dissolute its risks effectively.

因此，需要针对汽车消费信贷建立一套风险防范体系，有效防范和化解汽车消费信贷风险。

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