Finally, this paper represents some improvement Suggestions for credit card risk management in our country.

最后论文对提高我国信用卡信用风险管理水平提出了几点改进建议。

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Credit card risk management includes many aspects. This paper studied validation of credit risk evaluation model and credit card pricing.

信用卡风险管理包含很多方面，本文主要研究了信用风险评估模型的验证和信用卡定价两个问题。

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At the beginning, the paper discusses the concepts and characteristics of credit card, credit card risk and credit card risk management, and their related theories.

文章从信用卡及信用卡风险的基本概念与特点出发，总结了信用卡信用风险管理方面的研究成果。

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And they are likely to continue through the holiday season, when consumers tend to make more credit- and debit-card purchases and sometimes lose track of their spending, says Doug Johnson, vice president of risk management policy at the trade group.

WSJ: Phishing Bank Scams Are on the Rise