Credit capital efficiency has declined continuously and loan of financial institution and money supply has extended greatly in China.
我国借贷资本效率不断下降，金融机构贷款和货币供应量大幅度增加。
So it proves that human capital line with assets credit idea and assets efficiency value targets, human capital can be used as a form of funding.
从而，论证了人力资本符合资产信用理念和资产效率价值目标，是可以作为一种出资形式的。
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