Remember, a secondary user on a credit card gets no credit history benefit because the application is under the primary cardholder's name.

请记住，信用卡的二次使用者不会在信用历史上获益，因为信用卡申请表上填的是信用卡持有者的名字。

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And whether you're a Democrat, an independent, or a Republican, all of us should be worried about the fact that we have been running the credit card on -- in the name of future generations.

WHITEHOUSE: Town Hall Meeting on the Economy

Use big-name retailers you can rely on - and consider getting a card with a low credit limit just for online shopping.

CNN: CAVEAT SURFER