With the development of the consumptive credit loan, commercial Banks have to focus on how to avoid personal credit risk and improve efficiency for more profit.
在大力发展消费信贷以求增加利润时,如何规避个人信用风险已成为商业银行关注的焦点。
The consumptive credit is the loan and credit that the commercial Banks offer the consumers for buying the goods or the labor service in the form of the monetary shape or the agreement.
消费信贷是商业银行以货币形态或契约形式向消费者提供的用于购买商品或劳务的贷款和信用。
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