For commercial customers, check the customer's credit, either with a credit reporting agency or with your company's credit department.

对于商业顾客，通过信用报告代理处或通过您公司的信用部门检查该顾客的信用。

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IBCA, a credit-rating agency, the average return on equity earned by the world's 500 biggest commercial banks has climbed above 10% only once, in 1993.

ECONOMIST: It��s got to fit somehow