Pay money to your savings account as though it was a bill that must be paid promptly and you will succeed in saving your hard-earned cash for a rainy day.

就像支付账单一样立即支付给储蓄账户，你就能成功节省辛苦赚来的钱以备不时只需。

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"She didn't have enough money to pay the bill, so her friend stayed behind as a human deposit while she went to withdraw cash," said a spokesman for police.

“她没有足够的钱付账，所以她的朋友被留下来当抵押，而她自己去取钱，”警方发言人说。

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So Pavlo and colleagues resorted to another trick: misapplying so-called "unapplied cash, " money customers sent in without specifying the bill it was intended for.

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In an integration with bill provider InfoSend, people can pay their utility bills using PayNearMe. (About 10% of utility bills are paid in cash or money order, Shader says.) InfoSend will add bar codes on bill statements that people can take to 7-11 stores and use to pay in cash.

FORBES: PayNearMe Expands Its Cash Payment Network Internationally

Attractive capital gains or dividend tax rates save cash today but there is always a bill to be paid when we want our investment money back.

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