Now, the lower capital sufficient rate and the backward financial technical have restricted the development of our multinational banks.

由于体制、资源等方面限制，存在着资本充足率低、金融技术水平不高等问题。

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Sufficient rate of capital is an important index to measure the risk-resistant ability and stability of a bank.

资本充足率是衡量银行抵御风险能力和稳健性的重要指标，我国国有商业银行资本充足率状况不容乐观。

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