The paper also shows that there exist some differences when NPL rate, NPL reserve, capital adequacy ratio and loan asset rate affecting the franchise value.

本文还发现坏账率、坏账准备金率、资本充足率和贷款资产率这些指标在影响两国银行特许权价值时，作用方式有一定差异。

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Ratio of issued capital to equity decrease in a narrow range. Share interest due to pay account 20% stable to asset which could be distribute.

实收资本占股东权益的比例趋势小幅下降，应付股利占可供股东分配的比率很稳定，在20%左右；

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Section three defines capital structure which is defined to asset liability ratio in this paper, and analyzed its statistical feature.

第三部分对资本结构作了界定，本文将资本结构定义为资产负债比率，并分析了民营上市公司资本结构的统计特征。

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As discussed in our new book, The Age of Deleveraging, back in mid-2008, many FDIC-insured institutions were heavily leveraged but still had an average capital-to-asset ratio of 7.9%.

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Sunil Garg, a banking analyst at JPMorgan in Hong Kong, said in a note that HSBC would probably be able to fund the acquisition internally, with the purchase representing 3.5% of its asset base, or an 80-basis-point impact on its Tier 1 capital ratio.

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