Compared with the American credit buying method, Asian people use their income in the past to enjoy belatedly the goods and services they need.
和美国人利用信贷方式相比，亚洲人是用过去的收入来滞后享受所需的商品和服务。
The consumptive credit is the loan and credit that the commercial Banks offer the consumers for buying the goods or the labor service in the form of the monetary shape or the agreement.
消费信贷是商业银行以货币形态或契约形式向消费者提供的用于购买商品或劳务的贷款和信用。
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