Homeowners can apply if their loan is equivalent to at least 31% of their income and if they are 60 days or more behind with a payment.

如果房屋的所有者的贷款等于他们收入的至少31%，或者他们拖欠了60天以上，那么他们就可以申请。

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From a general perspective, the survey showed that the main driver behind open source adoption is the absence of an upfront license payment along with a lower total cost of ownership.

调查结果显示，一般说来，各大机构使用开源软件背后的主要驱动力是省去了先期支付的一笔许可费用，降低了总体拥有成本。

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Mr Jones got behind with the payment on his car and had to surrender it to the garage.

琼斯先生拖欠了汽车付款，只好把车卖给了车行。

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This new breed of company is leveraging its relationships with the payment networks and handling the behind-the-scenes routing to ensure that transactions are processed through the cheapest path, which is often the debit network.

FORBES: The Durbin Effect