It may be a smart choice to opt out of having an escrow account on your home loan because it's non-interest-bearing.

在房屋贷款中选择一个托管账户或许是一个明智的选择，因为这是无息租借。

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When you don't have the money to pay for your doctor visit it can be easy to put the bill on a credit card or even to take a loan out to avoid collections.

当你没钱支付医生的诊疗费时，为了避免收账代理商来要钱，你就很容易透支信用卡来交这些费用，甚至会借贷款来交费。

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If you or I tried to get a loan from the bank this way, not only would we be thrown out on our ear, the bank would place us on some sort of credit rating blacklist.

要是你我象这样去找银行谈贷款，早就给人拎着耳朵扔出门了，回头还要排上信用黑名单。

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Gunter impressed in Tottenham's draw at Chelsea and has played for Redknapp in Spurs' Uefa Cup run but now the club are out of Europe he could be sent out on loan.

BBC: Gunter would consider loan move

The 24-year-old winger has not played since November 2009 and is likely to be sent out on loan once he is fully fit.

BBC: Premier League clubs name their 25-man squads

Mowbray has also indicated that he will not be sending out striker Craig Beattie on loan again during the transfer window, preferring to keep the Scottish international as part of his first team plans.

BBC: Baggies hit by new injury worries