The commercial bank is emerged or declares bankrupt before the end of the term of the take-over.

接管期限届满前，该商业银行被合并或者被依法宣告破产。

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So we must find the effective ways to increase the adequacy rate of capital in order to guarantee the ability lifting of commercial bank and restrain the risk of bankrupt.

因此，要采取积极有效的措施，提高资本充足率，以保证商业银行的清偿能力和抑制倒闭性风险。

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The credit risk is confronted by most commercial Banks. It is also one of the reasons that make the bank bankrupt and put the economy into crisis.

贷款风险是商业银行面临的最主要风险，也是导致银行破产和经济危机的主要原因之一。

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