For instance, charges for bank overdrafts are steep, thus here payday loans can save you cash.

例如，银行透支的收费陡峭，因而在这里你可以节省贷款日历现金。

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Emergencies such as charges on bank overdrafts are hefty; accordingly, the situation is a go for payday loans.

银行透支等紧急费用都大幅；因此，形势是去日历贷款。

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A sudden fall in sales will leave them without cash at a time when bank overdrafts are hard to secure or to increase.

销售的突然下降将让他们没有现金，同时银行透支额也很难保证或增加。

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"They are not the type of people who would be able to go and negotiate large bank overdrafts so a lot of them are in a difficult position and need help immediately, " said Mr Sinclair.

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John Lamidey, chief executive of the Consumer Financial Association which represents the eight largest payday loan lenders, said most long-term debt was on credit cards and bank overdrafts and he advised anyone with long-term debt to go to Citizens Advice (CAB).

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It is the aggregate value of bank deposits less overdrafts but not the monetary base.

FORBES: Money, Economy, Statistics