Under the scheme, the HKMC provides a guarantee at a fee to the lending bank for an amount up to 15 per cent of the value of the property.

根据该计划，按揭证券公司向贷款银行提供担保并收取担保费，担保额最高达物业价值的15%。

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This Bank Guarantee is divisible, assignable and transferable without presentation of it to us and without the payment of any transfer fee or charges.

该银行担保可被转让与转拨，不需要将其呈交给本行，也不需要任何转让或转拨费用。

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