The establishment and effective operation of enterprise credit guarantee system depend on the positive cooperation between commercial bank and guarantee institution.

企业信用担保体系的建立和有效运转有赖于商业银行与担保机构的积极配合。

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Commercial Banks are the main intermediary institution in China's credit market. Information asymmetries between bank and borrower not only exist before the loan, but also after the loan.

以银行为主要中介机构的我国信贷市场不仅贷前存在银行和借款人之间的信息不对称，而且贷后银行和借款人之间也存在着信息不对称性。

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Credit is offered only when creditors believe that they have a good chance of obtaining legal tender when they present such instruments at a bank or other authorized institution.

债权人相信当他们在银行或其它授权机构提交这类信用工具时他们获得法定货币的可能性很大，只有这样信用才有保障。

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Under this arrangement, the balance must be covered by the commercial bank or other lending institution extending credit to the USSR.

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The ESM bank would be a publicly-owned credit institution.

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One mooted scheme, to use Long Term Credit Bank as the rump of the new institution, is just absurd: to entrust new lending to a bank that has already squandered so much would be indefensible.

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