另外,在个人信贷方面,个人信贷占GDP的3%,而存贷比(Loan/deposits,ratio×100)高达5倍,银行资本与资产(Bank capital to assets)比率仅为2%。
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Capital is the money that they have to pay out should there be a -its assets that they can quickly liquefy and pay out should there be a run on the bank.
资本金就是他们可以,用作偿付的现金,当…,这是当出现挤兑时,银行可以迅速,变现并且用作支付款项的资产。
Together with a further infusion of public capital, the effect of the scheme for Royal Bank of Scotland has been greatly to raise its ratio of capital to risk-weighted assets.
苏格兰皇家银行的计划,与进一步激发公共资产一起,达到了大幅提高其资本对风险权重资产的比例。
The German Banks, even Deutsche bank, look particularly thinly capitalised when the test disclosures are used to calculate a simple leverage ratio of capital to total assets.
德国的银行甚至德意志银行不那么看重资本而是用测试来计算资本与总资产之间的杠杆率。
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