Watch out for the "balance transfer fees" and make sure you are really coming out ahead.

接着注意你“差额转账费用”并弄清楚你是真正地成功了。

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During the same period, the median cash-advance and balance-transfer fees jumped by 33%.

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The idea is that your would-have-been interest payments cost more than the balance transfer fees.

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To make a long story short, card issuers have raised balance transfer rates and fees big time, so many cards that used to charge 2-3% are now charging 4-5%.

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