However, with the information asymmetry, when Banks select the price of loan according to the average risk level of borrowers, the problem of adverse selection appears.
指出在信息不对称的情况下,贷款银行根据信贷市场上借款企业的平均风险类型所制定的贷款价格如何产生逆向选择问题。
In this case, the average level of pay over both good and bad times would not be particularly generous, but its structure would tend to encourage risk-taking behavior.
在这种情况下,无论利润的好坏,薪酬的平均水平或将不那么偏高,但其结构倾向于鼓励冒险行为。
Abstract: the insured proportion of domestic construction industry is far below than the average level of all industries because of the particularity of the risk of it.
[摘要]建筑业风险的特殊性,使得国内建筑业投保的比例远低于平均水平。
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