So it proves that human capital line with assets credit idea and assets efficiency value targets, human capital can be used as a form of funding.

从而，论证了人力资本符合资产信用理念和资产效率价值目标，是可以作为一种出资形式的。

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Banks holding these assets are restricting credit, making it harder for businesses and consumers to get loans.

拥有这些资产的银行正在限制信用，让商家和消费者更难取得贷款。

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A correction of the prices of risky assets — equities, credit and commodity prices — therefore seems inevitable and has already partially started in July.

风险资产——证券、信贷和大宗商品的价格修正似乎会因此而不可避免，而且这一现象在七月份已经部分发生了。

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As banks refused to lend, Treasury Secretary Henry Paulson proposed a plan to loosen credit markets by buying risky assets.

VOA: special.2009.01.02

They define four credit risk categories and they define a formula involving the amount of assets in each of the categories.

他们定义了四个风险等级,然后根据每个风险等级下的资产额,定义了一个资产总额的计算公式

耶鲁公开课 - 金融市场课程节选

Assets, credit quality, and profitability all declined (see chart).

ECONOMIST: American banks

Equifax this morning said it has agreed to acquire the credit services business assets and operations CSC Credit Services, a unit Computer Sciences Corp.

FORBES: Equifax To Buy Computer Sciences Credit Svcs Unit For $1B

Layering of risk means the borrowers courted by these lenders had multiple characteristics that would put them at high risk for default, including no down payment, no documentation of income or assets, low credit scores and second mortgage in lieu of a down payment.

FORBES: Magazine Article