This dissertation explores the economics meaning of the concepts between individual credit and individual credit system, using a sect of western economics philosophy as a source of reference;

本文借鉴西方经济各种理论学派对信用的理解和认识，探讨了个人信用和个人信用体系等相关概念的经济学释义；

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In China, the establishment of individual credit system can enlarge domestic demands, prevent and resolve credit risks and financial risks and perfect the construction of modern market credit system.

我国建立个人诚信体系可以扩大内需，防范和化解信用风险、金融风险，促进现代市场信用体系的完善。

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According to successful experience in foreign countries, the author thinks that our country should construct an individual credit system, and he also puts forward some preliminary ideas.

本文在借鉴国外成功经验的基础上提出要建立我国的个人信用制度，并就如何建立提出了初步的设想。

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And in this case, delivering an individual worker credit through the payroll tax system muddies the waters between personal income taxes and taxes paid to support Social Security.

FORBES: Federal Payroll Tax Cut in 2011--Roots for an Individual Worker Credit?

The MPs criticise the decision to change council tax benefit at a time when the entire welfare system is being overhauled - and many individual benefits consolidated into a single Universal Credit.

BBC: MPs warn over council tax benefit changes