Through ananalysisof prematurewithdrawal, the corresponding interests payment and the following impacts on bankriskcompensation, this paperstudiesthe issue of depositinterest ratespricing.
But an analysisof monthly deposit-growth rates at large commercial banks by Fox-Pitt, Kelton, an investment bank, shows a slowing that started in August 2003 and became more marked in 2004 and 2005.